Sapers & Wallack

At Sapers & Wallack, Inc., our team uses an innovative approach to insurance, money management and benefits planning dating back to the firm’s establishment in 1932. The firm today is under the direction of CEO, Aviva Sapers, granddaughter of founder Abraham Sapers, as well as President, Ed Wallack, son of Norman Wallack who joined the firm in 1963 when it became known as Sapers & Wallack. Aviva and Ed are joined in the day to day management of the firm by Chairman Bill Sapers.

Why Sapers & Wallack

Our approach to client service has always been predicated on the highest degree of integrity and professional ethics. Our team is committed to our clients’ best interests, diligently monitoring solutions and responding proactively and quickly to the potential impact of product and legislative changes. Clear communications are established with our clients and their employees to ensure that they understand their benefits. Our well-trained professional staff is supported by innovative technology and web based tools, enabling us to provide complete hands-on service to policy holders. No matter what their concern, our clients know they can turn to us for guidance.

Our National Presence

We are a member of National Financial Partners (NFP), a national network of independent financial advisors offering financial services to high net worth individuals and growing entrepreneurial companies. In today’s business world with many choices for financial services, NFP bridges the widening gap between large financial product manufacturers and the increasingly fragmented independent financial advisors specializing in life insurance and wealth transfer, corporate and executive benefits, and financial planning and investment advisory services. As an NFP member firm, we have access to a wide spectrum of products, services and support, which enable us to expand on the benefits offered to our clients.

How Can We Help

Most companies search for…

  • Innovations in retention and reward programs to protect the knowledge and leadership that defines their competitive edge.
  • Failsafe game plans for long term continuity or succession of ownership and management.
  • Compensation plans that align financial goals of key executives with corporate financial goals.
  • More effective plans to support, communicate and navigate employee retirement goals.
  • Better delivery alternatives to maximize the company’s employee benefit plans.
  • A dedicated, focused and proactive longstanding partner committed to accomplishing the above objectives.

Most affluent individuals and families wonder if they are missing opportunities to…

  • Accelerate the growth of their assets.
  • Secure their assets against potential risks.
  • Extend the family legacy over generations.

Our Mission To Our Clients

Our mission at Sapers & Wallack is twofold; to design customized, appropriate employee benefit programs, and to help key management and concerned investors accumulate, protect and preserve their assets. Our professionals work to accomplish this mission through the strategic integration of tax and legal knowledge integrated with life insurance, disability, long term care, annuities, mutual funds, separately managed accounts and group benefit plans. The cohesive, full-service approach allows our members to help maximize return on investment through well-designed tax-favored and economically sound programs. During the process, the professionals at Sapers & Wallack seek input from our clients’ accountants, attorneys and other professional advisors to help ensure that programs are completely and comprehensively thought through.

In our role as client advocates, the professionals at Sapers & Wallack maintains independence from insurance carriers and product providers. We do not align ourselves with any one insurance carrier; on the contrary, we shop the market exhaustively to find the best products and prices for our clients. Due to the quality of our clients and the magnitude of our business, we have leverage and negotiating influence with the carriers. With our reputation for objectivity, other professional advisors often call upon our staff for help advising their clients on appropriate products.

We diligently review all available products and monitor changes and shifts in the tax laws which may affect a product’s performance. Our clients can be confident that the products our specialists recommend are among the best available suited to their individual circumstances.

Our Team Approach

Our team of professionals strive to stay on top of industry trends, anticipate market changes and identify unmet needs. This enables them to alert and advise clients about changes which affect them. We seek to identify emerging issues and present intelligent, creative solutions. We employ a team of subject matter experts and use a strategic team approach to every client’s individual needs and desires. Over half of our employees have been with us for 15 or more years; we have a trust worthy and seasoned staff who are each other’s greatest resources.

Our Commitment Statement

For three generations, Sapers & Wallack has served its clients and its community proudly, with distinction and success. Our success is based upon a simple business philosophy, “Do well by doing good.” We are absolutely committed to helping all of our clients, be they individuals, executives, or businesses, plan and enjoy a secure and rewarding future. Their success determines our success. When they do well, we do well. We measure success by the longevity of our relationships with clients. We see ourselves as trustees of our clients’ futures and “walk through walls” for them in search of solutions. We refuse to bend to conventional wisdom that says it cannot be done.

We are committed to this profession of helping individuals and corporations develop smart financial strategies and dynamic benefit programs because we love this work, we are very good at it, and we know we can truly help people in this way.