Sapers & Wallack

Services

For Businesses

For Individuals

For Businesses

Investment Advisory

The investment advisory team designs qualified retirement plans, non-qualified plans and offers individual asset management services for business owners. Subject matter specialists work on a team basis to design plans that maximize contributions to business owners and that act as incentive benefits. Once the plans are designed, the team of professionals at Sapers & Wallack market the plan and provide the client with the best alternatives weighing price, administrative capabilities and investment options. After the vendor is chosen, the advisors manage the transition/implementation process by monitoring the vendors, updating plan providers with appropriate notices to announce any changes and then educate employees in group sessions and one on one meetings. Another major role our specialists play as investment advisors is to limit clients’ exposure as fiduciaries through a comprehensive fiduciary investment review process.

The plans our professionals handle are:

401(k) Plans
403(b) Plans
Defined Benefit Plans
Employee Stock Option Plans (ESOPs)
Individual Retirement Accounts (IRAs)
Profit Sharing Plans
SIMPLE 401(k) Plans

Non-Qualified Retirement Plans

Most top executives require much more than a 401(k) plan can provide to assure a comfortable retirement. Always mindful of the cost impact to our client company, we create tax-advantaged strategies combining various funding vehicles to maximize executives’ retirement savings.

We provide retirement plans, including:

401(k) Restoration
Private Retirement
Deferred Compensation
Supplemental Executive Retirement (SERPs)

Individual Asset Management*

Our seasoned professionals take a holistic approach to money management. Although our advisors may not manage all of a client’s assets, it is important to know the entire financial picture so that our team’s recommendations might achieve the desired result. Even though rates of return are important, equally important is how assets are allocated and how they fit in with all other sources of income and revenue and who is to benefit from their growth. Working with individuals, the professionals at Sapers & Wallack carefully identify our clients’ goals while recommending strategies for future contingencies.

Products and services provided include:

Annuities
Asset Protection Strategies
Charitable giving
College Savings Plans
Defined Benefit Plans
Financial Modeling and Tax Strategies
Mutual Funds / Separately Managed Accounts
Retirement Analysis
Supplemental Savings

Securities offered through Registered Representatives of NFP Securities, Inc. (NFPSI), Member FINRA/SIPC. Investment Advisory Services offered through Investment Advisory Representatives of NFPSI. Sapers & Wallack and NFPSI are not affiliated.

NFPSI does not offer tax or legal advice.

This site is published for residents of the United States only. Registered Representatives and Investment Advisor Representatives of NFPSI may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact the NFPSI Compliance Department at 512-697-6000.