Sapers & Wallack
Services
For Businesses
- Overview
- Business Continuation Planning
- Charitable Concepts
- Executive Benefits
- Group Benefits
- Insurance
- Investment Advisory
- Retirement Plans
For Individuals
For Businesses
Retirement Plans
At Sapers & Wallack, our investment advisory team is dedicated to developing innovative retirement plans that fit the objectives of our clients and their employees. Whether a company is seeking a 401k plan or a 403b retirement plan for non-profit organizations, Sapers & Wallack employs a team of retirement plan specialists who are able to gauge product performance and suitability to determine appropriate product and qualified plan designs for the specific business or organization. Our specialists offer qualified and non-qualified retirement plans and individual asset management including financial planning services.
Understanding the full extent of our clients’ goals is key to our work and that’s why our investment advisory team members work closely with chief financial officers, company presidents and CEOs to devise a group retirement plan that can meet the clients’ needs.
Fiduciary protection for our business clients is our top priority. We also strive to help employees reach a successful retirement. Each of our clients receive the following services from us to ensure that both of these objectives are met and often times, exceeded.
Our Plan Sponsor Services include:
Plan Design
We offer a consultative approach to understanding the company and employees financial goals in order to help maximize the benefits of the retirement program to both.
Investment Policy Statement
Our advisors design outlines to indicate who and how investments will be managed, monitored, and maintained; often the first document requested in a Department of Labor audit.
Fund Reviews
We administer annual or semi-annual reviews providing documentation for meeting fiduciary responsibilities with respect to fund monitoring and replacement.
Fee and Service Reasonableness
We conduct ongoing fiduciary evaluation of plan service providers against competitors in the market place to monitor cost and quality of services.
Our Participant Services include:
Enrollment Meetings
Encourage participation, engage employees in the benefits of the Plan and basic savings and investment strategies.
Education Materials
Emphasize maximizing contributions and making informed investment decisions so that participants can successfully reach their retirement goals.
Participant Advice
Executable savings and investment advice tailored to each participant’s specific situation; delivered through one-on-one meetings, distribution of asset allocation models, worksheets and tools.